“I would say that roughly 90 percent of the credit card lawsuits are flawed and can’t prove the person owes the debt,” said Noach Dear, a civil court judge in Brooklyn, who said he presided over as many as 100 such cases a day." http://dealbook.nytimes.com/2012/08/12/problems-riddle-moves-to-collect-credit-card-debt/ dealbook.nytimes.com Judges...